FAQ
Why should I hire a Public Insurance Adjuster?
Will a Public Adjuster get a higher settlement from the insurance company?
Will a Public Adjuster get a higher settlement from the insurance company?
- Because the insurance company employs its adjusters and other experts to represent its interests.
- Only a licensed public insurance adjuster or an attorney can represent your interests.
- Without the use of a Public Adjuster, your position, and ultimately your settlement, could be seriously compromised.
Will a Public Adjuster get a higher settlement from the insurance company?
Will a Public Adjuster get a higher settlement from the insurance company?
Will a Public Adjuster get a higher settlement from the insurance company?
- A Public Insurance Adjuster works to get you a higher settlement by making a detailed inventory of your property damage and by filing a detailed claim.
- Public Adjusters are trained to evaluate property damage, including finding hidden damage, to insure that it is all documented and filed with your claim.
- This generally results in a higher settlement than would otherwise be received.
Can I handle my own claim?
Will a Public Adjuster get a higher settlement from the insurance company?
How are Public Adjusters paid for their work?
- Your world can be turned upside down the day of a loss and you may be completely overwhelmed by the destruction to your home and consumed with concern for the well-being of your family and pets. You more than likely have more questions than answers and don’t know where to turn.
- The property damage claim process is a complicated one with many forms to fill and details to address.
- It is important to have a public adjuster to help navigate the process and work on your behalf.
How are Public Adjusters paid for their work?
WILL MY INSURANCE COMPANY CANCEL ME IF I USE A PA?
How are Public Adjusters paid for their work?
- A Public Insurance Adjusters’ fee is a small percentage of the amount paid by the insurance company.
- These fees are regulated by the Florida Department of Financial Services.
- If the insurance company doesn’t issue payment, you pay nothing to the adjuster.
Can a property damage claim be re-opened?
WILL MY INSURANCE COMPANY CANCEL ME IF I USE A PA?
WILL MY INSURANCE COMPANY CANCEL ME IF I USE A PA?
- How about if it's been denied?
- In many cases, property damage claims can be re-opened, even if they've been paid or denied.
- Florida law allows claims to be re-opened for up to five years after the date of the damage.
- A public insurance adjuster will audit and analyze your original claim to see if any information was missed or if the claim was wrongfully denied.
- If anything is found, a supplemental claim will be filed often resulting in a payment.
WILL MY INSURANCE COMPANY CANCEL ME IF I USE A PA?
WILL MY INSURANCE COMPANY CANCEL ME IF I USE A PA?
WILL MY INSURANCE COMPANY CANCEL ME IF I USE A PA?
- By law you have the right to hire a public adjuster to advocate for you during the property damage claim process.
- The Florida Department of Financial Services handles licensing and bonding of Public Adjusters who are only allowed to represent private citizens.
- Your insurance company cannot cancel your policy, deny your claim, or take any other action against you for hiring a Public Adjuster.